You might have moved to a new city, living with roommates or in a PG. You’ve started covering your own bills. You probably support your family in small ways. And for the first time, you’re balancing independence with responsibility.
Here’s what your month might look like:
- Rent: ₹6,000 (if you’re lucky)
- Food + Groceries: ₹4,000
- Commute: ₹2,000
- Internet, Phone, Subscriptions: ₹1,500
- Family Support: ₹3,000
- Impulse orders, birthday parties, random bday gifts: ₹2,000
- Savings? Investments? Emergency fund? LOL.
You’re not wasting money. You’re just stuck in a system that never taught you how to stretch it. And with inflation, even the basics cost more now than ever before.
Why You Still Feel Behind
Because no one told you that earning money is only one part of the equation. What you do after payday — that’s where the magic (or mess) happens.
- There’s no real budget.
- Savings feel like a luxury.
- Emergency funds sound like an Instagram finance reel, not real life.
- Investing? Feels way out of reach.
And yet, deep down, you want more structure. More control. You don’t want to hit zero in your account every month.
Richie Can Help You Start — Without Shame
We get it. Richie was built for people exactly in this situation. We won’t tell you to stop living your life. We’ll just help you live it smarter.
What Richie will do:
- Help you categorise your income and expenses automatically
- Set up small, guilt-free savings goals that grow with your salary
- Offer you a plan that starts where you are — not where society expects you to be
- Remind you that even ₹500 a month saved is better than ₹0
No more guilt. No more confusion. Just a better handle on your hard-earned cash.
It’s Not About Being Rich — It’s About Feeling in Control
Whether you’re earning ₹20K or ₹2L, the goal is the same: peace of mind.
Let Richie help you get there, step by step.
Join the waitlist today and let’s start building the version of you that doesn’t dread the last week of the month.