Let’s get real for a second.

You’re not broke. You’re not careless. You’ve worked hard to get to where you are. You’ve landed your first or second job, maybe even got your first promotion. Your annual income sits anywhere between ₹6 lakhs to ₹12 lakhs — a solid start, and definitely something to be proud of.

So why does it feel like your money is just… slipping through your fingers?

The truth is, being in your mid-20s is exciting — but financially, it’s also a little chaotic. You’re earning, spending, maybe saving a bit — but nothing feels structured. No one ever taught you how to manage money in a way that fits your lifestyle. You were just expected to figure it out.

Let’s list some familiar moments:

  • You get your salary, and somehow feel broke by the 15th of every month.
  • You want to save, but there’s always something urgent (or fun) that eats into it.
  • You’ve been meaning to start investing “properly” for the last year — but where do you even begin?

It’s not your fault.

India’s financial systems weren’t built with young working professionals in mind — they were built for our parents’ generation. That’s why so many of us feel stuck trying to force old-school advice into our modern lives.

Budgeting spreadsheets? Too rigid. Generic investing tips? Too vague. That uncle who says “Buy gold beta, always safe”? Too outdated.

Enter: Richie

Richie is your personal finance buddy — built for today’s 20-somethings who are figuring life out one month at a time. Whether you want to:

  • Save more without cutting out everything fun
  • Get a handle on your spending without shame
  • Plan for big goals like travel, new gadgets, or moving cities
  • Finally understand mutual funds without falling asleep

…Richie’s here for all of it.

We’ve built Richie so you can:

  • Track your income and expenses without feeling judged
  • Plan based on actual life goals (not just spreadsheets)
  • Grow your money using smart, simple strategies backed by experts
  • Play with your finances — yes, gamified experiences that make this stuff fun

Why This Blog Exists

This is Richie’s first blog — and we wanted to start by saying: we see you. We’ve been you.

Confused. Curious. Capable.  But stuck.

So, let this be your sign to stop winging it with your money. You’re in your mid-20s. You’ve started earning. You deserve clarity.

And Richie’s going to help you get there.

Join our waitlist for personalised financial plans that make sense — finally.

Let’s Get Sorted